Business Calculators

Below you’ll find helpful tools designed to provide insights into important financial decisions concerning your business. From break-even analysis, to business valuation, to debt service coverage and profit margin management, these tools will calculate the information you need to run a thriving business.

Breakeven Analysis

Find out how many and what price you must sell your product at to make a profit.

Business Debt Consolidation Calculator

Should your business consolidate its debt? Use this calculator to find out.

Business Valuation - Discounted Cash Flow

This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

Cash Flow Calculator

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Debt Service Coverage

This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

Equipment Buy vs. Lease

Should you lease your equipment or finance it? Find out with this calculator!

Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Like Kind Exchange

This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.

Profit Margin Calculator

This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Repossession of Personal Property from a Deferred Payment Sale

If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss.

Repossession of Personal Property from an Installment Payment Sale

If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss.

Repossession of Real Property

If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis.

Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.